Frugal February - A five minute check to start saving money

February is a great month to tighten the purse strings, hunt around for a bit extra and save money.   

To start with here are a few VERY quick places to look. I have picked the easiest ones so there is no excuse not to start saving::

1.    Direct Debits.  There are often things here that Clients have forgotten about, gym memberships, old insurance for products they no longer own, TV subscriptions that are no longer used.  Have a look online now for an instant saving.

2.    Loyalty Cards.  Do you swipe your Nectar card/Clubcard/Boots Advantage Card everytime then forget that it converts to cash?  I know I do. I have £29 on my Nectar Card. Time to treat myself.

3.    Turn off the lights.  Get into the habit of turning off things that you are no longer using, only having lights on in the rooms that you are in and switching things off at the plug.  Its good for your wallet and the environment.